Walking distance to Ridgefield's Historic Main Street, this Classic Connecticut Vintage Colonial, exudes timeless elegance and charm. Boasting hardwood floors throughout, intricate moldings, and detailed trim - all enriching its character and sophistication. The amazing architecture showcases 5, 140 square feet and features 5 bedrooms and 4. 2 baths. As you step into the Grand Foyer, sunlight floods the spacious rooms, graced with 9-10' ceilings and adorned with seven fireplaces across the main and upper levels. The heart of the home is the fabulous Living Room, seamlessly connecting to the tiled Sunroom and a spectacular Dining Room with Fireplace - ideal for hosting gatherings for at least 14 guests. The Eat-In Kitchen is features a breakfast nook, Pantry, Fireplace, and a Large Island. Additionally, this beautiful home includes a spacious study with fireplace and a private home office. The Laundry Room and two half baths complete the Main Level. Upstairs, a sun-drenched Primary Suite awaits, complete with his and her closets, a sitting area, and a full bath with a dressing room. Four additional bedrooms and three full baths complete the upper level. The lower-level has great potential and plenty of storage. Nestled just steps away from the library, top rated restaurants, shops, and outdoor concerts at Ballard Park, this home provides the quintessential Ridgefield experience and is located in CT's #1 Cultural District. Approx. 1 HR to NYC.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Fireplace,Full Bath,Hardwood Floor | 14.1 x 17.0 | Upper |
Bedroom 2 | Full Bath,Hardwood Floor | 10.2 x 15.3 | Upper |
Bedroom 3 | Bay/Bow Window,Fireplace | 15.2 x 14.2 | Upper |
Bedroom 4 | Hardwood Floor | 21.1 x 17.1 | Upper |
Dining Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 22.2 x 24.2 | Main |
Great Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 21.3 x 35.6 | Main |
Kitchen | Bay/Bow Window,Breakfast Nook,Fireplace,Island,Hardwood Floor | 19.9 x 16.3 | Main |
Living Room | 9 ft+ Ceilings,Fireplace,Hardwood Floor | 16.4 x 17.9 | Main |
Office | 9 ft+ Ceilings,Hardwood Floor | 7.5 x 15.1 | Main |
Primary Bedroom | Bay/Bow Window,Fireplace,Full Bath,Walk-In Closet,Hardwood Floor | 19.6 x 30.4 | Upper |
Sun Room | French Doors,Tile Floor | 17.3 x 21.5 | Main |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $1,938 | $1,938 | $1,938 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,048 | $6,562 | $8,896 |
Total Monthly Payment | $8,111 | $8,625 | $10,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.