Welcome to Sonoma Lake, a unique enclave of 33 homes within Vineyards of Naples!
This wonderfully updated residence, with a two-car garage, offers a bright and open floor plan featuring a generously sized family room, formal dining area, and additional breakfast nook. The spacious master leads to a private patio with pretty views of the back garden. The 3rd bedroom, currently set up as a den, has an attractive (and efficient) built-in Murphy Bed, allowing this room to be multi-purpose.
Sliding glass doors, off the well-appointed kitchen and family room, open to an exceptional and expanded paver lanai, which offers an abundance of under-roof and screened outdoor space, all with views of the meticulously landscaped backyard. The added landscape lighting enhances the view at night as well.
Vineyards Country Club offers a variety of premium sports, social, wellness, and fitness amenities, and continuously sets a high standard for the complete country club experience in Naples Florida. Contact Vineyards Country Club for information if interested in purchasing an optional golf or lifestyle membership, although membership is not required.
Sonoma Lake is a highly desirable yet rarely available neighborhood. The reasonable HOA fees (which include the master fee, wi-fi, cable, phone, landscaping, and irrigation water), the absence of a transfer fee, the "X" Zone flood location, roof replacement in 2022, and gated security are just some of the benefits that a new owner will enjoy. And the community pool, located a few homes away, is a private amenity that only Sonoma Lake residents have access to. This home is beautifully furnished, low maintenance to own, and is ready for move-in. An outstanding opportunity in Vineyards!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$705,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $564,000 | $564,000 | $564,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $354 | $354 | $354 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,705 | $3,749 | $4,756 |
Total Monthly Payment | $4,151 | $4,195 | $5,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.