Presented byRussell Rands |
Welcome to The Cascades, one of Florida's leading 55+ communities with amenities galore! This popular and beautifully maintained 2 bed, 2 bath home plus a den allows for low maintenance (HOA dues of only $485 per month), easy Florida living in a tranquil and neighborly community with many activities and clubs! Perfectly located in Estero, this Southwest Florida home offers you easy and immediate access to neighboring shopping (renowned Coconut Pointe, Gulf Coast Town Center 15 minutes away), dining, grocery (2 Publix's, a Sprouts, and Aldi to choose from within 5-10 minutes), and more! Southwest Florida area beaches are no more than 30 minutes away with quick access to I-75 (Downtown Naples or Downtown Fort Myers, and Marco Island 30-45 minutes away) and nearby Fort Myers International Airport too (15 minutes door to door)! This home has received a recently renovated and updated kitchen with white shaker style cabinets and soft close doors/drawers; beautiful quartz countertops; breakfast bar; tile backsplash; newer kitchen appliances; newer washer and dryer; recently painted interior and exterior; newly re-screened back patio that wraps all the way around the back of the home; ACCORDION STYLE HURRICANE SHUTTERS for added peace of mind; volume vaulted ceiling; designer lighting and fixtures; an epoxy garage floor; and beautiful tropical landscaping! No FLOOD INSURANCE REQUIRED as home is not located in a flood zone and has never had hurricane damage! You also have access to a satellite community pool to enjoy within a short walk from the home. The Cascades offers residents the ability to enjoy a large heated indoor pool that connects to the community resort style pool (no weather or bugs to worry about on less than pleasant days); a beautifully renovated community clubhouse and fitness center; with multiple card and club rooms; a billiards room; a ceramics room; a massive ballroom/theater room for community events and socializing; and not to forget 5 tennis courts and 4 pickleball courts! There are multiple clubs and sports leagues to join to keep you as busy as you'd like to be in a friendly and neighborly community with beautiful landscaping and pride of ownership! Come see why The Cascades of Estero ranks among the top 55+ up communities in Florida and in the country!
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
Sales Associate
William Raveis Real Estate
Phone: 239.295.5585
Russell.Rands@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,181 | $2,207 | $2,800 |
Total Monthly Payment | $2,589 | $2,615 | $3,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.