Charming Log Home on over 2 Acres – A Nature Lover’s Retreat with Modern Convenience. This property is located in the highly sought after Black Hammock area of Oviedo and is a nature lover’s dream! The over 2 acre property is blanketed by mature trees. The stunning log home is set far from the road, with no view of neighbors, and ideal for those seeking tranquility and privacy. Despite the rural setting, this home is just a short drive to nearby restaurants, grocery stores, and SR 417, offering the perfect mix of seclusion and convenience. This 2 bedroom, 1 bathroom, open concept cabin features beautiful log construction, wood floors, fresh paint, and large windows that allow for natural light to flood the space and for you to enjoy stunning views of the surrounding nature. A rustic fireplace serves as the focal point of the living room, providing both warmth and character. The updated bathroom features a fully renovated bathtub alcove with large glass doors and beautifully tiled shower niches. New water heater installed in 2024. HVAC installed in 2018 with a smart thermostat. All appliances are included. The house has a septic tank, but has the convenience of receiving county water. The screened front porch is perfect for sipping morning coffee while you watch the wildlife walk through your yard. The property has a private trail that takes you past your firepit and along the back property line. There is a whole house generator. There is a detached carport and two sheds for storage. There is an RV power outlet in the yard and plenty of space to store your boat, RV, ATVs, or any other toys. There is no HOA! Directly next to your property is the Black Hammock Wilderness Area that features a 4. 5 mile loop; perfect for weekend hikes. Within your Black Hammock community is the Black Hammock Bee Farm, the Black Hammock Restaurant and airboat rides on Lake Jessup!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,020 | $2,564 |
Total Monthly Payment | $2,216 | $2,239 | $2,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.