Conveniently located in the desirable City of Kingston, this superbly maintained ranch home overlooking an open field offers the perfect blend of neighborhood charm, space and convenience. Welcome home to a bright and airy floorplan, with great flow between the living, dining and well-appointed kitchen areas. Find hardwood floors throughout and an updated kitchen with granite countertops and abundant upper and lower cabinets. The primary suite boasts oversized windows that welcome in natural light, a spacious closet, and en suite bath with double sinks. A large utility/laundry room off the kitchen provides extra pantry space as well as easy backyard access. A full basement with high ceilings and a full bath presents an exciting opportunity for additional living space. The oversized two-car garage and two off-street parking spaces mean there is ample space for vehicles, including during colder months. Step outside to enjoy the partially fenced backyard, ideal for entertaining. Centrally located between 3 fantastic parks and Kingston Point Beach, with easy access to the Empire State Trail and within close proximity to great amenities like local hotspot Sorry Charlie, Hutton Brickyards, and the vibrant Rondout waterfront district. Whether you're seeking outdoor adventure, waterfront dining, or simply a solid home base to explore the best of Kingston, you'll love the accessibility of this prime location.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $697 | $697 | $697 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,020 | $2,564 |
Total Monthly Payment | $2,769 | $2,792 | $3,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.