Located high and dry in Gulfport’s sought-after flood zone X, this spacious home offers over 2, 000 square feet of living space, blending eclectic charm with practical updates. With four bedrooms and two baths, the layout is both versatile and expansive, featuring a formal living room with classic arches leading to three front bedrooms and a shared hall bath.
The galley kitchen, equipped with stainless steel appliances, connects seamlessly to a formal dining room, which offers access to a variety of spaces. The fourth bedroom, currently used as a serene meditation retreat, is the largest and boasts French doors, a walk-in closet, and the flexibility to serve as a private primary suite, home office, or cozy den. The adjacent laundry room doubles as a workout area, featuring tile floors, a large built-in closet/pantry, and a private second bathroom.
At the rear of the home is a sprawling family room, which includes an additional 110 square feet of heated and cooled living space not reflected in public records. This bonus area enhances the home’s functionality and leads to a tranquil screened porch, perfect for unwinding while overlooking the low-maintenance backyard with a handy storage shed and side alley access. The property is surrounded by mature, maintained landscaping, offering privacy and a peaceful retreat from the street.
The current owners have thoughtfully maintained and upgraded the home, installing a 200-amp electric panel, attic insulation, new impact windows throughout, gutters with LeafFilter, gutter guard protection, new 2022 vinyl fencing in back yard, a new roof in 2019, new plumbing from the house to the main line, and a water heater in 2023. Located just a short drive from Gulfport’s vibrant downtown, you’ll have access to an array of restaurants, markets, festivals, and nightlife, making this home an ideal blend of character, comfort, and community.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $89 | $89 | $89 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,153 | $3,190 | $4,047 |
Total Monthly Payment | $3,334 | $3,371 | $4,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.