Wow! Wow! Wow! RESORT STYLE LIVING on Siesta Key! **PICKEY PICKEY BUYERS WILL LOVE THIS** CURRENT OWNERS HAVE NEVER RENTED THIS UNIT OUT** The most gorgeous unit I have seen in Harbor Towers. This two bedroom/two bath PARTIALLY FURNISHED unit with gorgeous views of the intercoastal waterway and has over $100, 000 in upgrades. **A/C UNIT NEW IN 2024** **WATER HEATER NEW IN 2024** What's not to love about this fourth floor unit with beautiful red oak wood engineered floors throughout, stunning granite kitchen countertops with full granite backsplash, new stainless steel appliances with double ovens, beautiful pecan wood cabinets with soft close drawers, chair rail custom designs, plantation shutters, extended living room with screen shades that keep sunlight to a minimum. The two spacious bedrooms, both with ensuites, are on opposites ends of the condo providing comfort and privacy for you and your guests. Plenty of storage for all your beach gear. The perfectly located Harbor Towers allows two-week rentals twenty-six times per year. Fantastic for investors looking for short-term rental properties or owners who want to enjoy it themselves while earning extra income when they aren't there. Harbor Towers is a gated complex that includes har-tru tennis courts, two pools, a private marina, Bayfront park with gazebo, fishing, grilling area, bike and kayak storage, fitness center and more. The generous pet policy at Harbor Towers allows owners to have up to two small pets. Enjoy living in a resort-style complex with the convenience of shopping, restaurants, and the famous Siesta Key beach nearby. All accessible without the need of a car due to the free transportation options available on Siesta Key. Enjoy the downtown Siesta Key with all of the shopping, restaurants, and the ambiance of a beach resort. (Two week rentals minimum 26 X year)
)You're with in walking distance to the public beach, restaurants and shops or use any of the free transportation available on the key. Harbor Towers Yacht and Racquet Club has also been completely renovated on the interior with painting, carpeting and new lobby furniture. The plumbing stacks have recently been replaced. The Marina has new composite docks and electrical towers. The exterior is currently undergoing an extensive renovation which is soon to be completed this summer including all new hurricane impact windows and sliding glass doors in all the units, new exterior stucco and a new fresh white exterior paint color making this one of the most updated buildings on the key. If you’re not planning to live here full time, you’ll have no problem renting this space. With a two week minimum rental period at Harbor Towers, a condo as beautiful as this one and with the exceptional water views will rent quite well.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,758 | $3,802 | $4,824 |
Total Monthly Payment | $4,279 | $4,323 | $5,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.