Built with concrete, US Steel, and metal studs, Port Belleair Building #4 is a standout in this complex passing the recent structural inspection. This unique first-floor condo features a rare backyard outdoor space, available to only a select few units in the complex. The owners have enjoyed being able to walk out their back door for an evening sunset overlooking the Belleair Causeway Bridge. With the outdoor area and spacious sunroom, it provides a relaxing oasis. Another great aspect of being on the first floor is that the community grills are in the common area just steps from your front door. You can also walk through the locked gate to an array of nearby restaurants, including options for date night, coffee and wine bars, breakfast spots, specialty sandwich shops, and ice cream parlors. This area offers exceptional convenience for those who enjoy being close to the beach without the worry of floodwaters, as this unit is situated 40 feet above sea level. As you step through the front door, the engineered hardwood floors grab your attention and it pulls your eyes through the condo. The kitchen is a true showstopper, featuring a sleek metallic silver backsplash, speckled granite countertops, and Samsung stainless steel appliances. Thoughtfully remodeled with storage in mind, it includes added soft-close cabinetry with three spacious drawers, a waste/recycle pullout, and a tall lower cabinet designed to accommodate large, heavy kitchen essentials like mixers and blenders. The condo is being sold fully furnished, including a sofa, chairs, dining table, king adjustable bed, TVs, electric fireplace, dishes, silverware, cookware, and patio furniture. The two spacious bedrooms are thoughtfully positioned at opposite ends of the condo, ensuring privacy. The primary bedroom overlooks the quiet backyard and features a walk-in closet along with an en-suite bathroom equipped with safety bars and a walk-in shower. The guest bedroom, located at the front of the condo, features a wall-mounted queen-sized Murphy bed with built-in bookshelves on both sides, providing the perfect balance of functionality and space for a home office when guests are not visiting. A highly convenient feature of this exclusive condo is the in-unit washer and dryer—an amenity available in only a select few units, grandfathered in for added convenience. With current regulations no longer permitting washers and dryers in the condos, most residents rely on shared, scheduled laundry rooms located on each floor. The condo offers generous storage, including two walk-in closets, a front closet, an exterior utility closet, and an additional large closet located in the first-floor corridor. A notable feature of this building is that the A/C handler and water heater are in the utility closet outside the front door, reducing the indoor noise typically associated with these appliances. Additionally, the A/C unit was newly installed in March 2024. The complex features two bicycle storage closets, grocery and luggage carts, and an assigned under-building parking space (103) located just two spots from the elevator. A convenient trash chute is also on the first floor. This 55+ active community has a host of amenities, including a geothermal heated pool that was recently resurfaced, clubhouse w/ kitchen, pool table, and picnic tables. View the virtual tour, schedule an in-person visit, and get ready to move in and embrace the beach lifestyle in the beautiful bluffs of Belleair.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,097 | $2,122 | $2,692 |
Total Monthly Payment | $2,172 | $2,197 | $2,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.