One or more photo(s) has been virtually staged. Incredible opportunity in this Spacious 5 Bedroom 4 Bath Pool Home on a 1/2 Acre plus lot in the coveted community of Halifax Plantation. Roof 2011 / AC 2016 / HWH 2018. Enter the home to an eat in kitchen with granite counter tops, ample counter space and dedicated pantry. Continue into an open, vaulted ceiling living area overlooking the pool with tons of natural light. The master bedroom offers his and hers sinks, walk-in shower, walk-in closet and direct access to a private room with built in hot tub, which conveys. The two downstairs bedrooms both have ensuite, full bathrooms. Just off the living room exists a 21 x 9 flex room, perfect for a home office or kids play room. Follow the stairs from the living room up to Bedroom 4, which also contains attic access. The stairs off the kitchen lead to a true in-law suite with living area and 5th bedroom with full bath. Outside, enjoy an expansive backyard and sparkling blue pool with covered lanai space. A large detached garage offers additional storage an is currently outfitted to be used as living square feet with a storage area. The beautiful subdivision of Halifax Plantation offers easy access to the highway, Halifax Plantation Golf Course, Tomoka State Park and the Atlantic Ocean. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $392,000 | $392,000 | $392,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $273 | $273 | $273 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,575 | $2,605 | $3,306 |
Total Monthly Payment | $2,923 | $2,953 | $3,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.