A Celebration of Florida Living Awaits! Celebrate the beauty and tranquility of Florida living with this stunning condo on the shores of Lake Seminole in Largo. Whether you're a snowbird seeking a seasonal retreat or looking for a full-time paradise, this home offers the perfect blend of relaxation and adventure. Situated in the exclusive, gated Willow Point Condominium, this 2-bedroom, 2-bath first-floor gem invites you to indulge in waterfront living at its finest. Key Features: Waterfront Living: Revel in spectacular sunsets every evening from your private screened lanai or enjoy morning coffee at the breakfast bar while soaking in the serene lake views. Resort-Style Amenities: Dive into a sparkling community pool, unwind in the clubhouse, or take advantage of the private dock for fishing, boating, kayaking, and jet-skiing. Stylish Comforts: The cozy wood-burning fireplace adds a touch of charm for cool evenings, while the spacious living and dining areas flow seamlessly for entertaining. Modern Conveniences: Enjoy the ease of an in-unit laundry closet complete with a new full-size washer, and take pride in the well-appointed kitchen with ample cabinetry and prep space. Prime Location: This condo offers a perfect balance of seclusion and accessibility, with easy access to, Award-winning Gulf Beaches, Shopping at Largo Mall, Fine dining and entertainment, Downtown St. Petersburg and Tampa, Top-rated medical facilities and schools Community Highlights: Willow Point is a peaceful, bird sanctuary-adjacent haven, perfect for those who appreciate natural beauty and a maintenance-free lifestyle. The reasonable HOA fee covers water, basic cable, internet, sewer, landscaping, pool care, and exterior maintenance. The pet-friendly policy allows for one cat or dog (up to 25 lbs), making this community ideal for pet owners. This unit has proven to be a safe haven, remaining dry and secure during hurricanes, with no flooding reported. Even better, flood insurance is included in the HOA fees, offering you peace of mind and additional value in this incredible community. A Note on Lake Levels: While the lake's water levels have fluctuated due to recent hurricanes, nature's resilience ensures its beauty will return to normal. Meanwhile, the lush surroundings and exceptional amenities remain a constant draw. A Lifestyle You'll Love: From the sunroom that invites you to savor Florida's natural charm to the community pier that offers a front-row seat to sunsets, Willow Point is a haven of serenity and adventure. Whether you’re fishing, boating, or simply enjoying the view, this condo embodies the quintessential Florida lifestyle. Your Next Steps: Don’t miss this incredible opportunity to own a piece of paradise in one of Pinellas County’s most desirable gated communities. Schedule your private tour today and take the first step toward embracing the tranquil beauty and vibrant lifestyle of Willow Point on Lake Seminole. This one won’t last long!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $295 | $295 | $295 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,261 | $1,276 | $1,619 |
Total Monthly Payment | $1,631 | $1,646 | $1,989 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.