Nestled in the vibrant and historic neighborhood of Kenwood, celebrated as the 2020 National Neighborhood of the Year, this beautifully renovated 1925 home offers a unique blend of artistic charm and modern functionality. Just a couple of blocks from Central Avenue, where the Warehouse Arts District and Grand Central District intersect, this home provides an ideal base for walkable urban living while being only minutes from downtown St. Petersburg’s waterfront parks and a short drive from the world-renowned beaches of St. Pete Beach.
The main residence (2 bedrooms, 1 bathroom) and the separate in-law suite (1 bedroom, 1 bathroom) both feature vaulted ceilings, enhancing the sense of space and elegance. As you enter the main house through the foyer, which includes a convenient office space, you are greeted by luxury vinyl tile flooring and bright, new windows that fill the space with natural light. The cozy fireplace in the living room adds warmth and character, flowing seamlessly into the dining area and newly updated kitchen. This culinary space boasts granite countertops, stylish backsplash, modern cabinetry, and stainless steel appliances set to complete the ambiance. Adjacent to the kitchen, a large wood deck overlooks the spacious fenced yard, providing the perfect setting for outdoor gatherings and family activities. The yard also features a thriving vegetable garden, ideal for home gardening enthusiasts.
The master bedroom in the main house is a true retreat, complete with a walk-in closet and easy access to a modern bathroom with a stylish shower and chic tile work. Practical upgrades include a newer roof as of July 2019 and a recently replaced water heater.
The detached in-law suite offers independence and comfort with its own kitchenette, bathroom, and private entrance, making it perfect for guests, rental opportunities, or as an additional residence.
Storage needs are amply met with a large shed, and vehicle parking is convenient with a 2-car driveway at the rear, which opens to a larger parking pad for more vehicles. A patio at the front of the house invites relaxation and enjoyment of the neighborhood ambiance.
The Sunrunner rapid bus transit system provides a hassle-free option to reach both downtown and the beaches, avoiding the parking challenges of this popular area. This property captures the essence of a beach cottage nestled among the craftsman-style bungalows on the brick-lined streets of Historic Kenwood. Join a community rich with social events, from porch parties to the artistic endeavors of the Artist Enclave of Historic Kenwood. Experience the character and convenience of this exceptional Kenwood home.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $420 | $420 | $420 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,679 | $3,722 | $4,723 |
Total Monthly Payment | $4,191 | $4,234 | $5,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.