Beautiful one bedroom town home located in the Ellington Ridge Condo community. This townhouse is clean, bright and ready for your decorating pleasure. The bedroom suite features new carpeting, a roomy walk-in closet, ceiling fan and full bath with tub. The main living area features rustic wood flooring with natural beach stone flooring at the entrance. The finished basement features a large rec room, laundry room and office. The office has its own heating zone and could also be purposed as a gym, craft room or storage. Sliding glass doors lead to your private deck. A versatile pantry on the main floor could easily be converted to a coat closet. Don't let this one get away. Remaining balance of the 2024-2025 special assessment will be paid by seller at closing. HOA to paint the deck in 2025
Type | Level |
---|---|
Dining Room | Main |
Kitchen | Main |
Living Room | Main |
Primary BR Suite | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,103 | $1,116 | $1,416 |
Total Monthly Payment | $1,418 | $1,431 | $1,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.