Welcome to this stunning 2025 new construction luxury energy star colonial home, featuring a seamless blend of modern design, energy efficiency, and an unbeatable location near Smith Point Beach. This home offers 3 bedrooms, 2 full baths, and an open layout designed for comfortable living and entertainment. *** First Floor: 1) Bright and spacious living room with a fire place and abundant natural light. 2) Elegant dining room seamlessly flowing into the modern kitchen, ideal for entertaining. 3) Contemporary full bathroom. 4) One bedroom, perfect for a main bedroom or a home office. *** Second Floor: 1) Two large bedrooms with ample closet space. 2) Stylish full bathroom with modern finishes. 3) Convenient washer and dryer included. *** Energy Efficiency: This home is equipped with Anderson windows and foam insulation, providing optimal comfort and reducing energy costs. *** Convenience: Located just a 2-minute drive to CVS and a 4-minute drive to Home Depot, it offers quick access to everyday essentials. *** Transportation: Enjoy the ease of a 10-minute walk to the nearest bus stop and an 8-minute drive to the LIRR for effortless commuting. *** Proximity to Smith Point Beach: Just a 4-minute drive away, enjoy pristine white sands, swimming, surfing, and scenic trails at Smith Point Beach and Fire Island National Seashore. All the features of this house make it the perfect choice for your next home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,108 | $3,185 | $4,041 |
Total Monthly Payment | $3,724 | $3,801 | $4,657 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.