Welcome to Bel Aire Manor Private Beach Association, where coastal living at its finest awaits you. Nestled within this idyllic sanctuary, this family residence is one of only 19 dwellings. As you approach the residence, you will observe the wrap-around front porch, an ideal spot to unwind and appreciate the picturesque beauty of the Connecticut shoreline. Keep an eye out for the majestic Osprey and Eagles soaring overhead, while the Trex decking ensures hassle-free maintenance. Upon entering the home, you will be greeted by an expansive open floor plan that seamlessly integrates the kitchen, living room, and dining room, all featuring hardwood floors and a central island. This spacious layout provides ample room for entertaining. The residence comprises three bedrooms and three full bathrooms. The primary en suite is situated on the main level, while two generously sized bedrooms are located on the second floor, each serviced by a jack-and-jill bathroom. A third full bath and laundry room also off the main hallway. The attached two-car garage leads you to the basement, which provides ample storage space. The house was built on a concrete foundation above the FEMA flood plain. An outdoor shower is conveniently located outside the walkout basement door. Embark on an enchanting journey into the captivating town of Old Saybrook, renowned for its Katharine Hepburn Theater and its picturesque downtown Main Street. This charming thoroughfare is lined with an array of boutique shops and delectable restaurants, creating an ambiance of sophistication and delight. Old Saybrook's strategic location, conveniently situated within a two-hour drive from both New York City and Boston, provides easy access to these vibrant destinations. Additionally, the town features a train station that facilitates seamless connections to these urban centers.
Type | Description | Level |
---|---|---|
Bedroom 1 | Jack & Jill Bath,Wall/Wall Carpet | Upper |
Bedroom 2 | Jack & Jill Bath,Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Living Room | Ceiling Fan,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Bedroom Suite,Full Bath,Walk-In Closet,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $788,600 | $788,600 | $788,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $723 | $723 | $723 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,416 | $4,792 | $6,496 |
Total Monthly Payment | $5,230 | $5,606 | $7,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.