Terrific 3 bedroom, 2 1/2 bath ranch in Minisink Valley School District! Built in 2018, hardwood floors throughout, very spacious. Private & quiet setting (owner lives in main house in front). Two of the bedrooms have full baths (and one with a walk-in closet). Half bath off living room. Washer and dryer (used) going in the other primary bedroom (along with a separate outside entrance). Galley kitchen includes gas range, microwave and dishwasher. Pets allowed (within reason). Propane heat. Landlord covers garbage, lawn, snow. Tenant responsible for electric, heat, and cable/internet, if so desired. No basement access (owner storage). Just a few minutes off I-84 for easy commuting. Easy access to Route 84. Application via RentSpree link ($20 per applicant) -- credit of 620 or better preferred, along with recent pay stubs and references, including current employer, and current/most recent landlord. Use this link -- https: //apply. link/eeEfxow . . . tenant also responsible for realtor fee equal to one month rent. One month security deposit also required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,240 | $2,240 | $2,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $19 |
Total Monthly Payment | $90 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.