Expect to be impressed with this charming townhome in the desirable Lake Reams Townhomes community. Seller is offering $1, 000 towards buyer's closing costs. Immaculate and ready for you to move right in! Quality updates include: (1) Fresh interior paint in trendy neutral color (Jan. , 2025), (2) New water heater (Jan. , 2025), (3) Roof (home and detached garage) new in April, 2020, and (4) A/C only 3 years old. Layout features common living area on the ground floor with two-bedroom suites upstairs. Step inside to a generous sized living room - a great gathering space. The bright and cheery open kitchen/dining area runs across the back. Contemporary kitchen has plenty of counter & cabinet space, island w/breakfast bar and closet pantry. Adjacent eat-in space can seat a crowd. Ground floor also features a convenient half bath, under-stairs storage and laundry closet (in kitchen). Upstairs, the primary suite is in the back of the home. It features a generous sized bedroom w/vaulted ceiling, a walk-in closet, and an ensuite bath with dual sink vanity and garden tub with shower. Secondary suite w/ensuite bath is also generous in size and is in the front of the home. You'll love all that you have about back - oversized courtyard with privacy fencing, giving you a quiet spot to set up a BBQ and/or lounge furniture (sunshade included). Detached 2 car garage is accessed via an alley in the back, and it provides access to the courtyard and back of home. Great location - Lake Reams Townhomes is a community of nicely maintained properties surrounded by conservation area. HOA fee includes: exterior maintenance, repainting, landscaping, exterior roof and wall maintenance, pest control and in-wall termite protection system. You're a quick walk to the community pool (with a lake view), and you're about 5 minutes from the village center for essential shopping/dining. You’re also only a couple of miles to Disney property, and you can enjoy fireworks every night! Great school district, too. You'll love living here. Come see all that this special home has to offer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $222 | $222 | $222 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,994 | $2,530 |
Total Monthly Payment | $2,268 | $2,291 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.