Amazing opportunity to own this beautiful home! A 3 Bedroom 2. 5 Bathroom Townhome with a 1 Car Garage located in the conveniently located gated community of The Bay at Cypress Creek in Wesley Chapel! Very Affordable home set on a scenic lot in the rear of the community to allow maximum privacy with views of serenity off your private screened in lanai! Step in the Foyer and this light & bright home will captivate you! Spacious kitchen with lots of cabinetry and new refrigerator & dishwasher as well as nice appliances maximizing this cook's kitchen! Kitchen also features a closet pantry and open breakfast bar just steps to the open dining and versatile living room all overlooking your amazing backyard! Guest half bath for convenience on lower level! Lower Level flooring is Ceramic Tile! Ascend the stairs to the 3 Bedrooms, 2 full Baths and Laundry Area! Master Suite has large windows of views of conservation & a private en-suite bathroom & walk-in closet! 2 other bedrooms in the front of the home and hall bath as well as the laundry closet with washer & dryer! Imagine enjoying your morning coffee on your screened lanai or a glass of wine viewing a picturesque scene after a long day at work! This townhome enjoys a generous driveway for a guest and directly across the street are several open parking spaces for friends & family to visit! The HOA dues which are affordable cover your water, trash, sewer, garbage, exterior maintenance, roof, and grounds maintenance too! The resort style pool is a wonderful amenity you're going to love! With just a stone's throw you will be amazed how close you will be to the Wiregrass Mall; The Outlet Mall; Lots of fabulous Eateries; Theater at The Grove and the Interstate for easy access to Downtown Tampa, Ybor City, USF, Tampa International Airport, and only 45 minutes to all the Disney Attractions & the glorious white sandy beaches! Where can you purchase a 3 bedroom home in Wesley Chapel that is under $300k, well you've finally found a home that is in move-in condition with fresh paint & new carpet!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,550 | $1,569 | $1,990 |
Total Monthly Payment | $1,930 | $1,949 | $2,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.