316 8th STREET NE, Winter Haven, FL, 33881 | $185,000

Welcome to this charming bungalow style home featuring 2 bedrooms and 1 bathroom, ideal for first-time homebuyers or those looking for a lucrative investment property. This adorable residence combines character, comfort, and convenience in a desirable location. As you enter, you are greeted by a warm and inviting living room that centers around a decorative fireplace, perfect for cozy evenings and entertaining guests. The wood flooring throughout the home adds to the inviting ambiance and makes for easy maintenance. The two bedrooms are spacious and similar in size, making it easy to accommodate family or guests. Each room comes with built-in closets, providing ample storage space without sacrificing style. Positioned conveniently between the bedrooms, the main bathroom features a shower and tub combination, ensuring you have the flexibility to soak after a long day or take a quick shower, all within reach from both rooms. Adjacent to the living room, the formal dining room offers an excellent space for hosting dinners and gatherings, making it a perfect spot to create cherished memories with family and friends. Step into the cheerful kitchen, which boasts a gas-burning stove that the home chef will appreciate. There's also room for a small table, ideal for enjoying your morning coffee or breakfast in a cozy setting. Venture out back to discover a spacious fenced-in yard—a true sanctuary for outdoor activities, gardening, or simply enjoying the fresh air. A handy shed provides additional storage for tools, bikes, or outdoor equipment, keeping your yard tidy and organize. This home has been well-maintained and boasts numerous recent upgrades, including new roof (2023), new HVAC system (2023) and all new windows. These upgrades not only enhance the home's aesthetic appeal but also ensure energy efficiency and comfort for years to come. Situated near Lake Elbert, this property enjoys a prime location with convenient access to shopping and dining options. Whether you're looking for a quiet day by the lake or a lively afternoon exploring local eateries, everything you need is just a stone's throw away. This delightful bungalow is a fantastic opportunity—do not miss out! Whether you are a first-time homebuyer dreaming of a new beginning or an investor seeking a gem in a great neighborhood, this home has it all. Schedule your visit today and make this charming bungalow your own!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 52 x 166
  • Laundry: Inside, Laundry Room
  • Style: Bungalow
  • Year Built: 1923
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,068
  • Acreage: 0.19
  • Lot Size: 52 x 166
  • Est. Taxes: $2,012
  • Lot Desc: Oversized Lot
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: L4950027
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4950027/3168thstreetne_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/18/2025 6:47:08 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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316 8th STREET NE, Winter Haven, FL, 33881

$185,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $148,000 $148,000 $148,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $168 $168 $168
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $972 $984 $1,248
Total Monthly Payment $1,215 $1,227 $1,491

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.