Pristine 2/2 Emerald Patio Villa. Swallowtail Villas in the Hammock at Fenney. Enjoy the screened front lanai with epoxy floors to relax after a day of activities. Then walk into your open floor plan with luxury vinyl plank flooring throughout, top down bottom up black-out shades on all the windows, ceiling fans in the living room, bedrooms, and lanai. Sliding glass doors lead to your lanai. The kitchen is open to the living and dining room with a large island and breakfast bar. The kitchen boasts stainless steel appliances, 4 burner gas range with griddle, oversized Stainless Steel sink, pull out shelves, pantry closet, and desk. Inside laundry closet complete with washer and dryer and additional storage shelves is just off the kitchen. The master bedroom has an ensuite bath with shower, dual vanity, water closet, linen closet and a large walk in closet with added shelving. The guest bath has a pocket door and a shower tub combination. Garage and golf cart garage have epoxy floors and insulated doors. The garage has a Mitsubishi mini spit dehumidifier AC system. Enjoy outdoor relaxing, grilling and dining patio, low maintenance landscaping, Nova Water Filtration System, Teeho Key Pad entry on all exterior doors, tankless hot water heater, bidet toilets in both bathrooms, high vaulted ceilings throughout, interior utility closet with additional shelving. This home has a fire hydrant on the property giving you an insurance benefit. Located less than a quarter mile to the Hammock’s golf courses, and less than 1 mile to Fenney Recreation Center and Nature Trail for activities and swimming. Savor life in all The Villages and surrounding area have to provide. Be sure to watch our virtual tour of this wonderful home and schedule your appointment to see it today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,834 | $1,856 | $2,355 |
Total Monthly Payment | $2,234 | $2,256 | $2,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.