A RARE GEM with an Exceptional Location and Views. This beautifully renovated home offers 1875 SQ FT of heated living space, thoughtfully designed for modern comfort and style. Truly OPEN, and LIGHT n BRIGHT. The Open Concept Kitchen with a SKYLIGHT flows seamlessly into the Dining area and Family Room. The kitchen and bathrooms feature Elegant GRANITE Countertops and the contemporary 42" Cabinets supply sought after storage. Additionally upgrades include Tile Flooring in main living areas, the REMOVAL OF ALL POPCORN ceilings, CROWN MOLDING and RECESSED LIGHTENING for a fresh, clean look. A Versatile Enclosed Sunroom (included in the Sq Ft. ) can serve as a third bedroom, or a home office, providing flexibility for your lifestyle. This home also boasts an INSIDE LAUNDRY ROOM, a spacious two-car garage, and a peaceful setting on a PRIVATE Lot on a quiet cup-de-sac. From the front window, enjoy picturesque views of a charming gazebo across the street. The private screened porch in the backyard offers a serene retreat for relaxation or entertaining. This home combines location, modern updates, and tranquility - truly a rare find! Irrigation on a DEEP WELL. All this plus located in the BEST kept secret - Highland Lakes on Lake Tarpon, an Active 55 GOLF Community. The Low Monthly HOA fee of $164 provides you access to all the amenities including BOAT/RV Storage! FREE GOLF on 3 Executive Courses, 2 HEATED Pools, PICKLEBALL, Tennis, Bocce, Shuffleboard, 2 PONTOON Boats for Scenic Lake Cruising, StainGlass, Ceramics, and a FULL Woodworking Workshop, theater, sewing, card games, pool tables, with over 40 Clubs to enjoy there is always something fun to do. So Enjoy the Retirement Time of Your Life. Located on BLOCK 32 where neighbors are your friends and enjoy monthly get-togethers. A NON-EVACUATION ZONE AND A NON-FLOOD ZONE therefore flood insurance is not required by Mortgage Lenders.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,640 | $436,640 | $436,640 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,868 | $2,902 | $3,682 |
Total Monthly Payment | $3,249 | $3,283 | $4,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.