This Model-Like Home is a Semi-Custom Home with Lots of Upgrades in the Key West Style community of Serenoa! This beautiful 3 bedroom, 3 bathroom home is in a gated community. The Welcoming Foyer opens to the Bright and Sunny Living area that leads to a spacious kitchen any cook would love to have with Stainless Steel appliances, Gas Range, Granite countertops, 42” Shaker white cabinets and an 8-foot center island. The Dining room is drenched in light from the extra set of windows which overlook the backyard. Here you find one of the two tray ceiling upgrades in the home. The Great room is highlighted by the double 8-foot sliders that lead out to a 21 X 11 screened lanai and patio. This room is enhanced by the 11. 5-foot ceilings and built-in cabinetry with glass inserts. The Primary Bedroom en-suite is separate from the secondary bedrooms and has the second tray ceiling, along with his and hers walk-in Custom closets. The Primary Bathroom's large walk-in shower features include tile to the ceiling, frameless glass and upgraded tile with a Listello border. You will find dual sinks and plenty of counter space along with a separate water closet. The secondary bedrooms are large with good size closets and share a bath with granite counters and tub. The third guest half bath and laundry room, with utility sink and cabinets, are off the main hall. The upgrades in the home include a Metal Roof, Impact Windows, Tile throughout, Gutters, Front and Back Covered Porches and an additional 12x12 workspace with a window in the 2-car garage with enough space to park most trucks! Serenoa is a gated community with a clubhouse with Exercise Room, card, pool and ping pong tables and a Heated Pool.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.146% | 6.256% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,932 | $3,004 | $3,812 |
Total Monthly Payment | $3,234 | $3,306 | $4,114 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.