Prestigious Cotuit Bay Shores with access to an association dock & sandy beach on North Bay, & association tennis courts, pickle ball courts, a kids playground, & a bocce court. This 4-bedroom residence with approx. 3, 200 sf of living space ( not including the fin. walkout basement) provides numerous living areas for family and friends to gather. The 1st floor boasts a formal living room with a fireplace, a large open kitchen and dining room w/ a fireplace, a center island & cath. ceiling over the kitchen, granite countertops, hardwood floors, a half bath, an oversized family room w/ a cath. ceiling, & a gas fireplace, laundry, a screened-in porch, a large deck, and a master bedroom suite w/ a walk-in closet. The 2nd floor above the main house features two large bedrooms & a common bath. The 2nd floor above the garage features a sep. large guest suite. The finished walkout basement has great light due to the windows, a rec. room, cedar closet, & a movie theater. Professionally landscaped yard features a brick front walkway, spectacular hydrangeas, an irrigation system (which has its own well), mature plantings and specimen trees, and a very private backyard w/ room for a pool.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Flooring: Carpet | 21.3 x 27.4 | Second |
Bedroom 3 | Flooring: Carpet | 21.3 x 27.4 | Second |
Bedroom 4 | Flooring: Carpet | 21.3 x 27.4 | Second |
Dining Room | Flooring: Wood | 21.3 x 27.4 | First |
Kitchen | Fireplace(s): Wood Burning,Flooring: Wood | 21.3 x 27.4 | First |
Living Room | Fireplace(s): Wood Burning,Flooring: Wood | 21.3 x 27.4 | First |
Master Bedroom | Flooring: Wood | 21.3 x 27.4 | First |
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$1,395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $790 | $790 | $790 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,249 | $6,781 | $9,193 |
Total Monthly Payment | $7,164 | $7,696 | $10,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.