Welcome to this charming and versatile property in an established, quiet neighborhood! Perfect for first-time homebuyers, investors, or those seeking a quaint home, this property offers incredible potential. The main house features 3 bedrooms and 1 bath, while the attached guest house with a separate entrance provides an additional 1 bedroom and 1 bath, ideal for a renter, in-law suite, or flex space. Hardwood flooring runs throughout, with built-in shelving in all bedrooms, and one bedroom even includes a desk/work area. Updates include a heating unit (2016), roof (2014), updated windows, and remodeled kitchen and bath. Additional highlights include ceiling fans throughout the home, window treatments, a separate dining area, and laundry cabinets, with a dryer provided for added convenience. Enjoy the covered front porch and large backyard, perfect for relaxing or entertaining. This home combines functionality with warmth, offering endless possibilities. Don't miss your chance to make it yours!
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$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,569 | $1,990 |
Total Monthly Payment | $1,821 | $1,859 | $2,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.