Presented byUniel J Critchley |
Welcome to 482 Laning St, Southington, CT - a one-owner home full of potential! This property offers great bones with an abundance of space on one-level living, and high-end appliances, presenting an exciting opportunity to transform it into the best home on the block. The spacious bonus room, three fireplaces, and a massive 3-bay heated garage in the back are standout features. The garage, heated by propane, includes its own driveway and provides ample space for storage or hobbies. The massive basement is partially framed, with electrical already in place, and a fireplace, making it easy to finish to your specifications. The bonus room features a fireplace and pizza oven, adding warmth and character. A massive bonus room/rec room off the family room slider leads out to the original pool and patio area. This 700+ sq foot bonus space presents so many opportunities. The home sits on a beautifully landscaped lot, with a professionally installed drainage system and dry well. Updates include a new well pump in 2024 and a new furnace in 2022. The master bedroom, originally two rooms, was converted into a large suite with hot tub, walk in closets and a full bath with a steam shower, but can easily be returned to a four-bedroom layout. Laundry is conveniently located on the first floor. With a little imagination, this home, with its dramatic potential and thoughtful updates, could become your dream home. Don't miss the chance to make this true gem your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$450,000
Sales Associate
William Raveis Real Estate
Phone: 860.919.9498
Uniel.Critchley@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.605.5576
Rick.Cannavaro@raveis.com
NMLS Mortgage Loan Originator ID 89074
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $758 | $758 | $758 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,365 | $2,393 | $3,036 |
Total Monthly Payment | $3,198 | $3,226 | $3,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.