YOU'LL LOVE THIS HOUSE! Vintage charm meets sparkling updates in this 2-story 1920's coastal cottage! Brand new roof in
April 2024, newer insulated windows, almost 9' tall ceilings on 1st, AND a newer cook's kitchen w/ honed granite, stainless & beadboard! Other great features include a center hall entrance w/a classic staircase & open upper hall, gorgeous original wood floors in amazing condition, and fresh interior paint.
You'll love the family room with its terrific library alcove AND the living room w/an adjacent sunroom - both bathed in south-southwest natural light! The living and dining rooms are open to each other through a double wide opening. - Upstairs are 3 bedrooms - two of the bedrooms have 12 feet of closet space - wow! The 3rd bedroom is cozy & just adorable! There's a full
basement with laundry & utility rooms and lots of built-in storage. . Outside a wonderful 12 x13 screened in porch, beautiful summer gardens & fruit trees and a one car detached garage. Quick walk across the street to the bike path & Brickyard Pond! Just move in and enjoy this storybook property!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $719 | $719 | $719 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,022 | $3,057 | $3,879 |
Total Monthly Payment | $3,833 | $3,868 | $4,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.