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4700 Old Post Road, Charlestown, RI, 02813 | $749,900
This Classic Cape is situated on 1. 92 acres at the North-west corner of King Tom Pond. This home has over 2, 100 square feet of living space and there is also a detached 2 car garage with a finished loft. This is ideal for a home office, private studio space, or visiting guest. If you love to garden, this is a wonderful property with fruit trees, raspberry bushes and a lot of space for creative gardens. The main living area offers an open floor plan with and eat in kitchen, dining area, and living room with beautiful gas fireplace. There is a first floor primary bedroom with a large walk-in-closet and a huge bathroom with separate tub and shower. The second floor offers two more large bedrooms and a full bath. The basement is partly finished with a family room and half bathroom and laundry room. The other half of the basement is for storage and utilities and is walk-out to the backyard patio where there is a outside shower to rinse off the sand and salt after a day at the beach. Afterward you can relax in the three season room off the kitchen to enjoy the fresh evening sea breezes and listen to the songbirds. The Beaches are close by, Charlestown Beach 2. 8 miles, Blue Shutters Beach 4. 9 miles, East Beach 6. 8 miles. Ninigret Park is less than a mile away, come and enjoy what Charlestown has to offer.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Cape Cod
- Year Built: 1973
- Garage: 2-car Detached,Garage
- Heating: Baseboard,Hot Water,Oil,Zoned
- Cooling: Ductless,Window Unit(s)
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,108
- Acreage: 1.92
- Est. Taxes: $3,568
- Lot Desc: Wooded,Waterfront
- View: Water
- Appliances: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1376404
- Website: https://www.raveis.com
/prop/1376404/4700oldpostroad_charlestown_ri?source=qrflyer
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4700 Old Post Road, Charlestown, RI, 02813
$749,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,920 | $599,920 | $599,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $297 | $297 | $297 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,941 | $3,987 | $5,059 |
| Total Monthly Payment | $4,330 | $4,376 | $5,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB