Being sold FURNISHED with acceptable contract! You have found your permanent vacation! Embrace the sunny paradise of Southwest Florida with this move-in ready 3-bedroom, 2-bathroom pool home nestled in the exclusive waterfront haven of Punta Gorda Isles. With unrestricted sailboat access to Charlotte Harbor and the Gulf of Mexico, this stunning home promises seamless boating adventures without the hassle of bridges. Spanning over 2100 square feet, this residence is tailor-made for those seeking the ultimate retirement or year round retreat. Step inside to discover a spacious living and dining area adorned with tile flooring and bathed in natural light. The kitchen, complete with tons of cabinetry, granite countertops, stainless steel appliances, and a convenient breakfast bar, is perfect for casual dining before setting off for a day on the water. The master suite is a sanctuary of comfort, featuring two walk-in closets and an ensuite bathroom equipped with dual sinks, a luxurious soaking tub, and a walk-in shower. Outside, the screened lanai beckons with tranquil water views and hosts a heated PebbleTec pool accompanied by soothing waterfalls and a spa – the ideal spot for unwinding after a day of boating bliss. One breakfast on this lanai and you will truly feel like you are living in your own resort! A brand new concrete seawall, maintained by the City of Punta Gorda, complete with a concrete dock and a 20, 000 lb boat lift, awaits your aquatic adventures. Additional highlights include a dedicated laundry room, Plantation shutters as well as electric lanai and front door storm shutters, an irrigation system, and a security system for peace of mind. A TILCOR 50 year warranty metal roof was installed in 2023. Another important feature is the 9 ft high garage door! Conveniently located near local amenities, pristine beaches, and a plethora of dining and entertainment options, this home offers the perfect blend of waterfront serenity and modern convenience. With easy access to nearby parks and boat ramps, every day is an opportunity for new adventures on the water. Don't miss your chance to make this tranquil waterfront oasis your own – the epitome of retirement living and entertaining in Southwest Florida.
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Our Executive Mortgage Banker:
Our Insurance Division:
$921,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $736,800 | $736,800 | $736,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.200% | 6.748% | 6.786% |
Monthly Tax Payment | $98 | $98 | $98 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,902 | $4,718 | $6,469 |
Total Monthly Payment | $5,092 | $4,908 | $6,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.