Flood damage. Sold as is. Boater's delight! Located at the mouth of Tampa Bay, this updated and charming waterfront home at 835 Seabreeze Dr, Ruskin, FL 33570, offers both lifestyle and affordability. The home features a spacious open floor plan with a large great room and an updated kitchen that boasts stainless steel appliances, a built-in wine rack, and a raised bar, perfect for entertaining. Just off the kitchen, a cozy den or office leads to a generous screened patio. The expansive master bedroom provides ample space to accommodate various furniture arrangements. The home is enhanced by tile flooring throughout, an inside laundry room, and a beautifully renovated bathroom.
Outdoors, the property is a true paradise. Situated at the end of a canal, it offers unparalleled privacy, with front and back screened porches featuring no-see-um screening for year-round comfort. After a day on the water, relax in the above-ground pool or unwind in the hot tub on the back porch. Entertaining is a breeze with the screened outdoor kitchen, ideal for hosting gatherings. For overnight guests, a separate building currently set up as a bedroom provides a comfortable retreat. Storage and functionality abound, with a dedicated workshop and an air-conditioned bonus room off the main house. The property features low-maintenance composite deck flooring, along with davits for both a boat and jet ski, making it a boater’s dream.
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$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,309 | $1,324 | $1,680 |
Total Monthly Payment | $1,851 | $1,866 | $2,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.