Charming Bungalow on the Cotee River with PRIVATE boat dock and Gulf access. Home WAS NOT affected by Helene & Milton (storms). Discover riverfront living at its finest with this delightful 2-bedroom, plus bonus room, 1-bathroom, 1 car garage home. SHOULD NOT REQUIRE FLOOD INSURANCE- X500 zone. The covered and enclosed front porch overlooks the Cotee river giving breathtaking views. The 2 spacious bedrooms have large closets and are on opposite sides of the home while sharing an updated bathroom. The kitchen and open dining room give more spectacular views of the river. There is a sizeable bonus room at the back of the home that could be perfect for a 3rd bedroom/office/den and also features inside laundry. The original hardwood floors add warmth and character throughout. The sizable backyard is fully fenced and is a great place to enjoy family and friends. The PRIVATE dock lets you enjoy direct river access, perfect for kayaking, fishing, and boating. This gem is situated within golf cart/walking distance of New Port Richey’s Historic district. Downtown offers a variety of entertainment from restaurants & bars to parks & concerts, and parades! Experience the charm of riverfront living with the convenience of nearby amenities. Don’t miss your chance to call this slice of paradise home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,999 | $367,999 | $367,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,417 | $2,446 | $3,103 |
Total Monthly Payment | $2,951 | $2,980 | $3,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.