Charming Colonial style home with a spacious layout and prime location. Built in 1984, this stately Center Hall Colonial offers a welcoming floor plan with both functionality and style. The heart of the home is the expansive kitchen with a generous eating area, perfect for casual meals or entertaining. A formal dining room and large living room provide ample space for gatherings, while the sunny gathering room boasts a cozy fireplace and soaring cathedral ceilings, creating a bright and inviting atmosphere. A thoughtfully designed laundry room with exterior access adds convenience. Upstairs, the second floor features three comfortable bedrooms, spacious office and two full baths, offering ample space for family or guests. Pull-down stairs lead to a large attic, ideal for additional storage needs. The full basement provides even more space for storage or workshop. Set on a desirable lot that abuts land owned by the Conservation Foundation, this home offers privacy and tranquility. Located just one mile from Milestone Rotary, it provides easy access to shopping, restaurants and the Sconset Bike Path and WAVE bus system. First Floor As you enter the center hall, the living space is to the left, while the dining area is to the right. The dining area flows seamlessly into the spacious kitchen, which features an island and a cozy eating area. Off the kitchen and dining room, you'll find a bright and airy gathering room with a bay window, cathedral ceiling and wood stove framed by a floor to ceiling brick background. This room offers easy access to both the kitchen and dining area. Half bath in main hall. Conveniently located on the main floor, the large laundry room includes a generous storage closet and an entryway to the rear deck. A slider from the kitchen also leads out to the rear deck, offering a lovely view of the yard and adjacent Conservation Land. Second Floor Generously sized primary bedroom with bath, featuring coffered skylight, walk-in closet plus an additional long closet for ample storage. Two well-sized additional bedrooms, conveniently sharing a bath with a tub/shower combination. A large, dedicated office space perfect for work playroom. All rooms boast higher-than-usual ceilings, enhancing the sense of space and light throughout the home. Pull-down access to a third-floor storage area for added convenience. Third Floor Pull down stairs to storage. Basement Full, unfinished basement.
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$2,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,996,000 | $1,996,000 | $1,996,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.550% | 6.220% | 5.781% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $11,177 | $12,128 | $16,442 |
Total Monthly Payment | $11,764 | $12,715 | $17,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.