Welcome to your dream WATERFRONT retreat in Harbor Cove that is PRICED TO SELL! Discover comfort and tranquility in this updated, furnished 2-bedroom, 2-bath + den home located in an amenity rich 55+ community along the Myakka River with Gulf of Mexico access. Step into an open-concept living, dining and kitchen area with tons of natural light that creates an excellent atmosphere for both entertaining guests and everyday living. The kitchen features attractive countertops, easy access slide-out drawers and an island for extra prep space with convenient dining table nearby. The spacious and inviting living room is the perfect place to relax. Experience serene canal views from your large enclosed lanai with big windows to the outdoors (an additional 220 SF). Wake up in your primary bedroom with ensuite bathroom and savor those lovely water views. A versatile bonus room is ideal for an office, art studio or extra sleeping space. The guest bath and 2nd bedroom doorways are wide enough for a wheelchair if necessary. Outside, the private dock allows fishing and water enthusiasts to jump in their boat and go, then return later for a BBQ or unwinding on the patio. A covered driveway will fit multiple vehicles and there's a handy 15' x 8' shed. Recent upgrades include a new A/C system, washer and dryer (2024), new roof, ceilings and lighting (2023), updated breaker box and lanai mini-split (2022) and more. Low monthly HOA fees of $150 grant access to two pools, a spa, fitness center, tennis, bocce and pickle ball plus lawn mowing and seawall maintenance. Have fun and make friends at dances, parties and classes at the impressive clubhouse overlooking the marina. Nature lovers will enjoy the lush landscaping and plentiful wildlife viewing opportunities. You'll be a just a short drive away from beautiful beaches, restaurants, farmers markets, street festivals, shopping and hospitals. Don’t miss your chance to call this waterfront oasis your home—schedule a showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,182 | $1,196 | $1,517 |
Total Monthly Payment | $1,388 | $1,402 | $1,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.