BEAUTIFUL COLONIAL IN WALLKILL SCHOOLS WITH PRIVATE HOME OFFICE/IN-LAW SUITE! Nestled on a picturesque 2. 15 acre, this home welcomes you with a beautifully manicured lawn, landscaped gardens, charming walkway lined with patio pavers and a spacious paved driveway. Inside, the main floor features hardwood floors throughout, with the living room, dining room, family room and kitchen all seamlessly connected. Additionally you’ll find the laundry area and a half bathroom conveniently located off the kitchen area. Upstairs the hardwood floors continue with four bedrooms and two full bathrooms offering ample room for family and guests. The primary bedroom has a walk-in closet with an updated en-suite bathroom featuring granite counters and tiled walk-in shower. The additional three bedrooms are nicely sized and filled with natural sunlight. The main level is equipped with mini-splits systems for efficient temperature control, while the second level benefits from central air. Additionally, a Generac generator provides added peace of mind. At the rear of the house, you’ll discover spacious composite decking with a motorized awning providing an ideal space for outdoor entertainment and relaxation. The expansive backyard is level and ideal for gardening and outdoor activities. A standout feature of this home is the dedicated home office area with two rooms, a half bathroom and a private entrance perfect for remote work or converting to an in-law suite. Whether you enjoy your morning coffee on the front porch or an evening meal on the back deck, this property delivers the serenity of country living with the convenience of being situated close to schools, shops and parks. It’s centrally located to commuter roads, 75 min to NYC, convenient to Stewart International Airport, Metro North Train, Mohonk Mountain and Minnewaska State Park. Nearby are wineries, including locally owned and operated Magnanini Winery, breweries, cideries and local farm stands. Updates include whole house generator (2019), roof (2019), boiler (2018), hot water heater (2018), paved driveway (2017).
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$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $710 | $710 | $710 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,890 | $2,924 | $3,711 |
Total Monthly Payment | $3,692 | $3,726 | $4,513 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.