Conveniently located four bedroom ranch providing all the advantages of one level living in the desirable Wappingers School District. This oversized home is situated on over half an acre, close to shopping, restaurants, golf courses and just minutes from all that Route 9 has to offer. The home features three generously sized bedrooms and a massive primary bedroom with a walk-in closet and french doors that lead out onto the deck. Enjoy morning coffee seated at the breakfast bar in the eat in kitchen complete with updated refrigerator, oven and dishwasher. Plenty of room to entertain guests by the fire in the large living room and enjoy meals with friends and family in the generously sized dining room. The enormous walk-out basement has accessory apartment potential and features a bonus room, work shop and utility room with direct access to the two car garage. The backyard offers a park-like setting, with views of a small stream and pond where you can observe all sorts of wildlife. This house is ready for you to make it your home.
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Our Executive Mortgage Banker:
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$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $732 | $732 | $732 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,496 | $2,526 | $3,205 |
Total Monthly Payment | $3,303 | $3,333 | $4,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.