This beautifully remodeled home in the highly desirable Lake Padgett Estates offers a rare opportunity with access to three large ski lakes, parks, and tennis courts with no HOA or CDD fees, and the option to board your horse at community stables for a fee. Situated on a spacious, . 40-acre parcel, this 1970-built home has been meticulously maintained and updated over the years. With 3 bedrooms and 2 full bathrooms, the home boasts 1, 833 square feet of living space, complemented by an extra-large 2-car garage and enclosed Lanai with pavers. The owner has made several recent upgrades, including new PGT impact-rated windows, doors, and garage doors in 2023, a water filtration system, well pump, and back pavers all updated in 2020. The home was rewired in 2017 to 200 AMP, Reroofed in 2017, and both the exterior and interior were painted in 2017, with a fresh coat of interior paint applied in 2024. The home also features new 5-inch baseboards and retextured walls from the 2017-2018 remodel. Water Heater replaced in 2021. Gutters in 2018. Upon entering, you'll be greeted by an abundance of natural light and gorgeous laminate flooring that flows throughout much of the home. The open floorplan creates a seamless flow between the spacious living room, dining area, kitchen, and family room. The kitchen is a standout with white shaker cabinetry, three floor-to-ceiling pantries, quartz countertops, a subway tile backsplash, overmount lighting, and a deep sink. The large utility room, just off the kitchen, provides plenty of space for extra storage or a freezer. At the other end of the home, you’ll find the Primary Bedroom and two additional bedrooms. The Primary En Suite and the Hall bathroom both feature new shaker cabinetry and quartz countertops. The property is further enhanced by a new vinyl fence installed in 2018 and a spacious 8x12 shed added in 2020. Located near top-rated schools and just a short distance from restaurants, outlets, Publix, the rec center, library, and major highways, this home offers both tranquility and convenience. It’s truly a must-see!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $186 | $186 | $186 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,418 | $2,446 | $3,103 |
Total Monthly Payment | $2,679 | $2,707 | $3,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.