Charming 4-Bedroom Home in the Heart of Orangeburg, NY Nestled on a desirable corner lot, this beautifully maintained 4-bedroom, 3-bathroom home offers a spacious and flexible layout with plenty of room for all your needs. The open concept main floor features gleaming hardwood floors throughout, a cozy fireplace in the living room, and an abundance of natural light. The neutral decor creates a welcoming atmosphere that is easy to personalize. The well-appointed kitchen flows seamlessly into the dining area, perfect for both everyday meals and entertaining. A convenient mudroom provides extra storage and easy access to the attached garage. The home’s split-level design provides a distinct sense of space, with additional lower-level square footage ideal for a home office, gym, or recreational area—tailor it to suit your lifestyle. Step outside to enjoy the deck, ideal for summer barbecues, gardening, or simply relaxing. The corner lot offers privacy and room to roam, making this home a perfect retreat in a prime location. Located in the heart of Orangeburg, you’ll enjoy the benefits of a quiet residential neighborhood while being close to local amenities, schools, and major highways for easy commuting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $1,083 | $1,083 | $1,083 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,674 | $3,717 | $4,716 |
Total Monthly Payment | $4,849 | $4,892 | $5,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.