Welcome to 128 West 138th Street, Unit 5G, a delightful 2-bedroom, 1-bathroom coop located in the vibrant Central Harlem neighborhood.
Nestled in a charming pre-war low-rise building, this home wonderfully blends historical charm with modern amenities to offer you a cozy retreat in a bustling urban setting. Renovated and well-maintained apartment, situated on the ffth floor, greets you with spacious living areas. The layout includes two beautifully appointed bedrooms, a modern bathroom that invites natural light, and a living room ideal space for relaxing or entertaining. The sleek window cooling system ensures comfort throughout the warm seasons.
Pet-friendly, making it an excellent choice for those with furry companions.
The convenience of an elevator adds a touch of ease to your city living experience, making daily routines more streamlined. Right at your doorstep, the iconic streets of Harlem await exploration. Immerse yourself in the rich culture and history of nearby landmarks such as the famed Strivers Row and the historical Abyssinian Baptist Church.
Savor local culinary delights at nearby spots or enjoy leisurely days at St. Nicholas Park, just a stroll away.
The area is also well serviced by excellent transportation options with 2, 3, and B, C subway lines, and various bus routes nearby, ensuring swift and easy access to the rest of the city.
Don't miss this chance to own a piece of Harlem's vibrant history and community!
Schedule your showing today to discover this delightful gem for yourself.
Income restrictions apply:
120% AMI
2024 income caps: $130. 440 (1 person), $149. 160 (2 people), $167, 1760 (3 people), $186, 0360 (4 people)
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,234 | $2,260 | $2,867 |
Total Monthly Payment | $2,309 | $2,335 | $2,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.