You've been scouring the websites for months now, waiting for just that right combination of location, space and amount of updates, and you'll be glad that you waited! 603 14th St NE is simply the home that makes sense for you. Situated on over a 1/4 acre lot in a well established community, this is a home that can truly be one to live in for many years to come; as most of the neighbors can already attest to. The Hills of Lake Elbert is a short 3 minute walk to Lake Elbert; with it's quaint walking and bike paths, you will be immersed in all of the beauty that this area of Winter Haven has to offer. It's not uncommon to view some of Polk County's renowned wildlife while walking around the lakes, including over 50 species of birds and countless fish within the natural bodies of water. If you are looking for space that you can grow into, walk through this home to imagine the possibilities. Once inside the foyer, you can immediately appreciate the soaring ceilings with wood beams; and that timeless kitchen where you can picture yourself cooking for all of the holidays and future family events. Granite countertops ensconce you from every angle, offering an abundance of space to cook and prepare, while new stainless steel appliances compliment the cherry wood cabinets. A gas cooktop was added in 2022, and you conveniently have an eat-in kitchen area that's adjacent to this space as well. Do you like to entertain?? If you said yes, then think of all of the memories that you're going to create in this massive family room space, with those staggering views of Lake Elbert from each angle and the surplus of natural light that beams in from every corner. Need more space. . . . how about this enclosed Florida room with (15) floor-to-ceiling windows, talk about being the envy of the neighbors! This wide-open space would make a great sitting area for reading; a children's play area or room for homeschooling, or even for that 20 person dining room table that you have always wanted! This three-way split floor plan offers one extra large bedroom off to the right of the home; with its own dual closets and built-in entertainment wall, while the primary bedroom is situated on the opposite side of the home, adorned with an attractive light colored laminate flooring, and its own en-suite bathroom. Two other bedrooms with large closets and laminate flooring are serviced by the second full bathroom with separate shower and bathtub combination. UPDATES SINCE 2022: NEW ROOF | NEW HVAC | NEW GAS COOKTOP | NEW WASHER, DRYER & REFRIGERATOR | ENTIRE HOME PAINTED | FULL HOME PIPE JETTED & NO HOA. Only several minutes to shopping restaurants and medical facilities. >>> Don't you deserve to walk into a home everyday that you're excited about?
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,364 | $2,392 | $3,035 |
Total Monthly Payment | $2,892 | $2,920 | $3,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.