Experience breathtaking western sunsets from this stunning 3-bedroom, 2-bath condo spanning nearly 2, 000 square feet. Designed for comfort and style, the residence boasts high ceilings, wide baseboards, solid doors, crown molding, and large-format tile set on the diagonal. The great room layout features a dining area and floor-to-ceiling glass doors that open to a 31-foot screened lanai with picturesque bay and mangrove canopy estuary views.
The kitchen is a chef's dream with granite countertops, a breakfast bar, stainless steel appliances, and custom-built cabinetry. Bedrooms offer engineered laminate floors, built-in closets, and ceiling fans, while the primary suite includes its own glass door to the lanai, a spa-like en-suite bath with a Roman shower, dual-sink vanity, and a separate water closet.
Conveniently located just steps from the secured elevator, Bay Club is one of the area’s premier condominium complexes. Residents enjoy exclusive amenities, including a private pool, grilling area, secured bike storage, a resident storage room, and under-building parking for one vehicle.
Nestled within the tranquil Palms of Terra Ceia/ Terra Ceia Country Club community, the property offers optional golf and social memberships for full-time or seasonal residents. Nature enthusiasts will love the nearby trails, boardwalks, and paths, as well as the dog park and public tennis and pickleball courts located just outside the community gate. This condo is the perfect retreat for those seeking a harmonious blend of luxury, convenience, and natural beauty. This move-in ready unit is being offered FURNISHED (minus a couple items) making this a wonderful find on Florida's Gulf Coast!
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Our Executive Mortgage Banker:
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$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,570 | $2,600 | $3,328 |
Total Monthly Payment | $3,153 | $3,183 | $3,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.