Experience the charm of coastal living with this beautiful and bright 2-bedroom, 2-bath corner-unit condo in the desirable Ocean Palm Villas North. A one car garage boasts an electric screen, new garage door opener with keypad entry(July 2024). The garage has a finished floor, storage closet, prep sink, stainless steel counter with washer and dryer. New upgrades include on demand water heater (Sept 2024), heating/AC unit (Dec 2024).
The first floor boasts a spacious layout featuring wood plank tile floors throughout the main living spaces. The modern kitchen is equipped with stainless steel appliances and quartz countertops, seamlessly blending style and functionality. Sliding glass doors in the living room open to an enclosed porch, with tile floor. Open the windows on the porch to enjoy the coastal breeze.
A custom hardwood staircase leads to the second level, where you’ll find two bedrooms and a full bathroom. The primary bedroom is a serene retreat with his and her closets and sliding glass doors that open to a private balcony. From here, enjoy picturesque views of the pool, pond, and Intracoastal Waterway.
Ocean Palm Villas community is tucked between Gamble Rogers State park, while still providing close proximity to Flagler Beach pier, shops and restaurants. Amenities include a pool, a kayak launch, and a convenient beach walkover, offering the ideal blend of recreation and relaxation. Don’t miss your opportunity to own this coastal gem. Schedule your private showing today and discover all that 19 N Ocean Palm Villas has to offer!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,571 | $1,590 | $2,035 |
Total Monthly Payment | $1,935 | $1,954 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.