This 3 bedroom 2. 5 bath condo is in a super location of Altamonte Springs. Oak Haven is a gated community with Lake access to beautiful Lake Orienta where boating and fishing are permitted. The lake is stocked with fishing and you can so easily from the pier. The community has many trees and mature landscaping along with all the outdoor amenities. The living room back wall has a cathedral ceiling with large windows to let in the awesome natural light. The windows and sliding doors are newer and are double pained with a 155 mile wind rating. The other windows in the home have white plantation shutters. The dining room is located off the kitchen for easy entertaining and downstairs is a half bath plus the downstairs bedroom that would be great for an office for those that work from home. The home has large amounts of storage with a total of 9 closets. Upstairs the bedrooms are set up like two Master Suites, the larger bedroom has a walk-in closet with en-suite that has a walk-in shower. The other bedroom is spacious and has a view of the trees and green space, the bathroom has a tub shower. The AC unit is 11 years old and has been maintained with yearly check-ups. There are 2 assigned parking spots right out front of the door. The community has a furnished clubhouse with a fitness center, library, kitchen and fireplace. Outdoor facilities include swimming pools, shuffleboard, tennis courts, playground, BBQ area, and private boat ramp into Lake Orienta. The location is nearby to the hospital, shopping , restaurants, and Sun Rail. Easy access to 436 and I4.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $85 | $85 | $85 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,629 | $1,648 | $2,110 |
Total Monthly Payment | $1,789 | $1,808 | $2,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.