This lovely, spacious and gently lived in home is ready for it's new owners. Located in the premier gated 55 & better community of Encore in Fishhawk Ranch West. Sitting pretty on a private homesite that backs to green space, the neighborhood trail system & directly across the street from the Oasis Club, the community amenity center. As you approach you will notice the welcoming front elevation with stacked stone accents, pavered driveway, sidewalk & front porch. Step inside through the pretty beveled glass front door that provides natural lite onto lovely staggered tile flooring that flows throughout the main living area. Tucked away at the front of the home is a spacious guest room with an EnSuite bath. Farther into the home is a flexible space that can be used as an additional sitting area, office, study/den. The back of the home features a spacious family room, well equipped and generously sized kitchen with plentiful 42" soft close wood cabinetry with crown molding, granite tops, tile backsplash, SS appliances, large center island with an abundance of additional seating, a nice walk in pantry with wood shelving and pendant lighting above the island. The dining area is across from the kitchen and allows plenty of space for furniture & hosting large gatherings. The family room is open to the kitchen with a large bank of windows that overlook the outdoor living space with an extended screened area, brick pavers & tropical landscaping that provides privacy. The primary suite is located in the rear of the home & features a coffered ceiling, En-Suite bath with double french doors leading to a large continuous vanity with windows, dual sinks & a walk-in shower with decorative wall tile accents. You will fall in love with the Amazing super sized walk in closet with built in cabinetry. Other notable features include plantation shutters on all windows, decorative crown molding and trim throughout, 8 ft doors throughout, a convenient drop area with a bench off the sizable laundry room with built in cabinets, a large folding table, window for natural lighting, washer & dryer that convey, abundant recessed can lighting, surround sound in Family Room, half bath for guests & garage with epoxy flooring & hanging storage racks. You will never lack in things to do in Encore. The Oasis Club features a resort style heated pool & spa, pickle ball, bocce ball, basketball court, entertainment room, outdoor gathering spaces with TV's, grilling area, firepit, bar & large catering space, fitness center, workout & card rooms that are all enhanced by a full time Lifestyle Director. The HOA fees include lawn maintenance, Spectrum High Speed Internet & Premium Cable and use of the wonderful amenities within the Oasis Club. The owners in Encore can also enjoy the amenities in Fishhawk West that include pool, splash pad, the Lake House overlooking Lake Hutto with fitness center & game room as well as biking & walking trails. All of this & more. Start living your dream today!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $437,600 | $437,600 | $437,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $909 | $909 | $909 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,875 | $2,908 | $3,690 |
Total Monthly Payment | $3,876 | $3,909 | $4,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.