Imagine a home that blends comfort, convenience, and the best of Florida's lifestyle! This GROUND-floor, two-bedroom, two-bath condo in the heart of Punta Gorda Isles offers just that. Set in a resilient waterfront community untouched by flooding, this residence offers not just a place to LIVE but a place to THRIVE. Step inside the foyer and you'll find a bright and inviting open floor plan where the living and dining areas connect seamlessly to a fully equipped kitchen. Dual screened lanais extend your living space, with serene views of the lush green space. The spacious primary suite boasts private lanai access, dual closets, and en suite bathroom. Guests will enjoy privacy in their spacious retreat. Added conveniences include current assessments already paid by Seller, a dedicated utility/laundry room, tile throughout main living area, water and sewer services included in the condo fee, and assigned parking steps from your door. Gateway Point, an intimate community of just 68 units, offers a heated waterfront pool, a clubhouse, and over 1, 000 feet of water frontage perfect for fishing or tranquil evening walks. But the magic doesn’t stop there—this property is situated mere moments from historic downtown Punta Gorda, Fishermen’s Village, and stunning parks like Ponce DeLeon and Gilchrist. Whether you crave serene views, boutique shopping, or access to world-class boating and golf, it’s all at your fingertips. This home is more than a condo; it’s your gateway to paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $284 | $284 | $284 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,261 | $1,276 | $1,618 |
Total Monthly Payment | $1,620 | $1,635 | $1,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.