90 Harvest Lane, Swanton, VT, 05488 | $495,000

Discover this stunning newly built 3-bedroom, 3-bathroom home, completed in 2023, offering modern amenities and classic charm. Nestled at the end of a quiet cul-de-sac in a newly establish development, just over the St. Albans town line. The spacious kitchen is a chef’s dream, featuring elegant quartz countertops, a central island, a pantry, and sleek black stainless-steel appliances. The open-concept layout flows seamlessly into the dining and living areas, perfect for entertaining. A separate laundry room with a one-unit wash and dry machine adds extra convenience. Upstairs, the generous bedrooms, including a luxurious primary suite, provide ample space for relaxation. The two other bedrooms are spacious with plenty of closet space. You’ll enjoy the option to expand your living space with the unfinished bonus room above the garage. Step outside to enjoy the back deck, ideal for summer BBQs, or retreat to the partially finished basement, complete with a recreation room for added living space. The attached two-car garage ensures plenty of storage and parking. Sit on the covered front porch with your neighbor friends and watch the kids play basketball in the cul-de-sac or enjoy sunsets and viewing the northern lights from your front yard. Located just minutes from the interstate, shopping, Lake Champlain and restaurants, this home offers the perfect blend of suburban tranquility and easy access to daily necessities. Don’t miss your chance to own this beautiful home!

Features

  • Amenities: Common Acreage
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter / 1 half
  • Style: Colonial
  • Year Built: 2023
  • Garage: 2-car Garage
  • Heating: Baseboard,Hot Water
  • Cooling: None
  • Basement: Concrete,Daylight,Full,Insulated,Partially Finished,Storage Space,Stairs - Basement
  • Approx Sq. Feet: 2,087
  • Acreage: 0.55
  • Est. Taxes: $6,189
  • Lot Desc: Level,Subdivision,Near Golf Course,Near Shopping,Near Hospital
  • MLS#: 5027040
  • Website: https://www.raveis.com
    /prop/5027040/90harvestlane_swanton_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/27/2025
Listing courtesy of New Leaf Real Estate   Phone: 802-793-8368
Listing Agent: Renee Rainville

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

90 Harvest Lane, Swanton, VT, 05488

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.159% 6.276%
Monthly Tax Payment $516 $516 $516
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,601 $2,632 $3,340
Total Monthly Payment $3,192 $3,223 $3,931

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.