6422 Cocos Dr, Fort Myers, FL, 33908 | $649,000

Welcome to your Southwest Florida tropical retreat, a beautifully upgraded 3-bedroom, 2-bathroom gulf access home with no HOA fees. This home did not flood during Helene or Milton. Perfectly designed for water enthusiasts, this property offers nearly 1, 700 square feet of refined living space and direct canal access, allowing for scenic, unobstructed boat rides to Estero Bay and the Gulf of Mexico. Whether you’re boating, fishing, or simply soaking in the views, this home is your gateway to the ultimate waterfront lifestyle - featuring a 10k lb. boat lift, private motorized launch, and a 250-watt fish light to attract marine life right to your dock. Inside, elegant hickory hardwood floors flow throughout, complemented by craftsman-style crown molding and a gourmet kitchen with quartzite countertops, KitchenAid appliances, and soft-close cabinetry. The dining area has built-in dry bar with butcher block counter top and beverage fridge that makes entertaining a breeze. The master suite includes a custom closet organizer, and a built in dresser to optimize space. Hurricane-rated windows and sliding glass doors, a new roof and gutters (2024), and a new HVAC system (2022) offer lasting peace of mind. Step outside to your private oasis, featuring a resurfaced Pool, travertine lanai deck, and a panoramic screen that provides stunning, unobstructed canal views. The lanai is pre-wired for a 65” TV and sound bar, creating the perfect space to unwind or host guests after a day on the water. For those with a green thumb, two raised garden beds and a lush variety of tropical fruit trees—including mangoes, starfruit, avocado, and more—add to the home’s unique charm. Practical upgrades include a new extended driveway and walkway (11/2024), epoxy garage floor, and steel garage cabinets with workbench. This home offers a unique blend of waterfront luxury, tropical serenity, and a prime location close to everything Southwest Florida has to offer. Schedule your private tour today!

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: ISLAND PARK
  • Year Built: 1974
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,693
  • Acreage: 0.26
  • Est. Taxes: $2,905
  • Lot Desc: Regular
  • View: Canal
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Composite Dock,Jet Ski Lift,Water Avail at Dock,Wooden Dock
  • Middle School: SCHOOL OF CHOICE
  • High School: SCHOOL OF CHOICE
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225003439
  • Website: https://www.raveis.com
    /prop/225003439/6422cocosdr_fortmyers_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Douglas Elliman Florida,LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6422 Cocos Dr, Fort Myers, FL, 33908

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,411 $3,451 $4,379
Total Monthly Payment $3,745 $3,785 $4,713

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.