2987 Jodi LANE, Palm Harbor, FL, 34684 | $499,000

Looking for the perfect Florida home where your family can thrive? This stunning Palm Harbor residence isn't just a house; it's a lifestyle designed for comfort, growth, and endless memories. Nestled in a top-rated school zone and just minutes from the scenic beauty of Lake Tarpon, it offers the perfect balance of serenity and convenience. This beautifully maintained home is packed with upgrades, including a Roof (2017), water heater (2021), hurricane windows (2019), AC (2015) and a refrigerator (2024) – all designed for long-term peace of mind. Plus, stainless steel appliances (2022) and a home warranty ensure you’re ready for stress-free living from day one. Step inside and feel the spacious elegance! The high ceilings and open floor plan create a bright, airy atmosphere where your family can spread out and connect. Picture cozy evenings by the wood-burning fireplace. The seamless flow between the living, dining, and kitchen areas makes hosting gatherings a breeze while keeping everyone connected. The kitchen is both stylish and functional, featuring modern appliances, a breakfast bar, and a coffee bar. The dining area is right off of the kitchen with a view that opens up to the screened porch. Step thru the sliders into the backyard that provides plenty of space for playtime, gardening, or even a future pool! When it’s time to unwind, the three spacious bedrooms offer comfort and tranquility. The primary suite is located downstairs and is a restful escape with an ensuite. The ensuite features two vanities, walk in closet, walk in shower with rain shower head. Upstairs, a dedicated office space overlooks the downstairs, creating a productive yet connected workspace. While two additional bedrooms and a bathroom provide the perfect setup for kids or guests. Practicality meets lifestyle with the oversized 3-car garage – perfect for vehicles, bikes, tools, or that dream workshop. Plus, living in Palm Harbor means being part of a vibrant community with parks, shopping, dining, and of course, award-winning schools just around the corner. Florida's best beaches are 6 miles to Dunedin's Causeway to Honeymoon Island, 4. 5 miles from Lake Tarpon boat launching and 2. 6 miles from Innisbrook Golf Resort. This home truly has it all – updates, a prime location, and a layout that makes life easier for your growing family. Imagine the life you could live here!! See… Fall in Love… Make it Your Own!!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 62 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1989
  • Garage: 3-car Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,781
  • Acreage: 0.14
  • Lot Size: 62 x 100
  • Est. Taxes: $2,192
  • HOA Fee: $300 Annually
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8338564
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8338564/2987jodilane_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2025 2:47:07 PM)
Listing courtesy of LIPPLY REAL ESTATE   Phone: 727-314-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2987 Jodi LANE, Palm Harbor, FL, 34684

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.191% 7.171% 6.276%
Monthly Tax Payment $183 $183 $183
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,622 $2,653 $3,367
Total Monthly Payment $2,880 $2,911 $3,625

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.