Looking for the perfect Florida home where your family can thrive? This stunning Palm Harbor residence isn't just a house; it's a lifestyle designed for comfort, growth, and endless memories. Nestled in a top-rated school zone and just minutes from the scenic beauty of Lake Tarpon, it offers the perfect balance of serenity and convenience. This beautifully maintained home is packed with upgrades, including a Roof (2017), water heater (2021), hurricane windows (2019), AC (2015) and a refrigerator (2024) – all designed for long-term peace of mind. Plus, stainless steel appliances (2022) and a home warranty ensure you’re ready for stress-free living from day one. Step inside and feel the spacious elegance! The high ceilings and open floor plan create a bright, airy atmosphere where your family can spread out and connect. Picture cozy evenings by the wood-burning fireplace. The seamless flow between the living, dining, and kitchen areas makes hosting gatherings a breeze while keeping everyone connected. The kitchen is both stylish and functional, featuring modern appliances, a breakfast bar, and a coffee bar. The dining area is right off of the kitchen with a view that opens up to the screened porch. Step thru the sliders into the backyard that provides plenty of space for playtime, gardening, or even a future pool! When it’s time to unwind, the three spacious bedrooms offer comfort and tranquility. The primary suite is located downstairs and is a restful escape with an ensuite. The ensuite features two vanities, walk in closet, walk in shower with rain shower head. Upstairs, a dedicated office space overlooks the downstairs, creating a productive yet connected workspace. While two additional bedrooms and a bathroom provide the perfect setup for kids or guests. Practicality meets lifestyle with the oversized 3-car garage – perfect for vehicles, bikes, tools, or that dream workshop. Plus, living in Palm Harbor means being part of a vibrant community with parks, shopping, dining, and of course, award-winning schools just around the corner. Florida's best beaches are 6 miles to Dunedin's Causeway to Honeymoon Island, 4. 5 miles from Lake Tarpon boat launching and 2. 6 miles from Innisbrook Golf Resort. This home truly has it all – updates, a prime location, and a layout that makes life easier for your growing family. Imagine the life you could live here!! See… Fall in Love… Make it Your Own!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,622 | $2,653 | $3,367 |
Total Monthly Payment | $2,880 | $2,911 | $3,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.