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15120 Payne STREET, Punta Gorda, FL, 33955 | $200,000
Picture yourself taking the plunge and saying goodbye to shoveling snow by moving to Florida. Or perhaps you've always wanted a rental property to generate income? This corner lot property in Punta Gorda is a TRUE INVESTOR’S SPECIAL with unlimited potential making now the perfect time to make your dreams come true! Featuring a desirable SPLIT FLOOR PLAN, this home offers privacy and functionality, with an OPEN LAYOUT that is ready for your touches to come to life. With a NEWER ROOF already in place, you’ll have peace of mind! Whether you're planning to renovate, rent, call it home, this opportunity is bursting with possibilities in a location known for its serenity and convenience.
As you step inside, you're welcomed by an expansive open living room—a space brimming with your potential to become the heart of your home. Whether you envision it as a cozy retreat or a lively area for entertaining. The open kitchen will be the heart of the home for the chef in the family, featuring sleek STAINLESS STEEL APPLIANCES, blending style and practicality. Just beyond, the dining area makes mealtime a breeze being right next to the kitchen!
Make your primary suite to fit your style and needs, complete with an EN-SUITE BATHROOM and a WALK-IN CLOSET! Your guests will feel right at home in the two guest bedrooms and a well-appointed guest bathroom adds to the ease and comfort of this home. Step outside to your BACK PATIO—a perfect spot to create cherished memories with family and friends, from morning coffees to grilling to evening gatherings!
Located just off US-41, this home offers easy access to a variety of dining and shopping options nearby, making errands and dining out a breeze. Punta Gorda is known for its vibrant lifestyle, with attractions like Fishermen’s Village and Laishley Park, where you can stroll and take in the sights. Looking for relaxation? Sunseeker Resort is the perfect spot for a spa day. For the outdoor enthusiast, Charlotte Harbor boasts a nature reserve and environmental center, offering opportunities to explore the great outdoors. Call now to make this opportunity yours!
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 100 x 81
- Laundry: Inside, Laundry Closet
- Style: Florida
- Year Built: 1956
- Garage: Off Street, On Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,152
- Acreage: 0.18
- Lot Size: 100 x 81
- Est. Taxes: $1,905
- Lot Desc: Corner Lot, In County, Landscaped, Level
- View: Trees/Woods
- Elem. School: East Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Yes
- Appliances: Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- MLS#: D6140039
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/D6140039/15120paynestreet_puntagorda_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY GOLD Phone: 941-473-7399
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15120 Payne STREET, Punta Gorda, FL, 33955
$200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
| Monthly Tax Payment | $159 | $159 | $159 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,051 | $1,063 | $1,349 |
| Total Monthly Payment | $1,285 | $1,297 | $1,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388