This lovely high & dry house has been expanded and upgraded beyond your expectations! There is a long list of recent improvements: the dimensional shingle roof and new gutters were installed less than 2 years ago and HVAC system is new in August 2024. Hurricane impact Andersen windows and doors installed less than 3 years ago. Complete kitchen remodel with new G. E. appliances completed in 2022, both bathrooms are fully renovated, popcorn ceilings re-surfaced, quality tile flooring throuhout, upgraded interior doors & baseboards, custom plantation shutters, water heater & water softener new less than 5 years, reverse osmosis filtration, updated electric panel with surge protection. There is even a cost-saving well for the irrigation system and it is a versatile floor plan that easily accomodates a home office or studio. If all this doesn't make you happy, I give! Highland Lakes is Palm Harbor's premier 55+ golf and lakefront community offering outstanding amenities include free green fees on 3 private executive courses & free RV or boat storage. The main clubhouse is venue for entertainment & social events and you will like the friendly country club atmosphere. There are active fitness, recreation, arts, interests, & hobby programs. The Lake Tarpon Lodge offers a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and a boat ramp. Highland Lakes homes are high and dry above the flood hazard area in the most secure and convenient location in Tampa Bay. Live within minutes of the best Gulf beaches & 2 international airports. An array of great shopping & restaurants, exciting pro sports, rich cultural resources & excellent medical services are all nearby. Are you ready for a slice of Palm Harbor paradise?
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $114 | $114 | $114 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,259 | $2,286 | $2,900 |
Total Monthly Payment | $2,448 | $2,475 | $3,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.