Amazing opportunity to buy a 4BR colonial in Ashland at a discount and make the cosmetic improvements as you want! Spacious home located on a Cul de Sac in desirable Ballard Hill Estates. Offers a wonderful open layout for family living and entertaining. Grand 2 story foyer leads to an office with glass pane door, formal LR and DR with open concept and hardwood floors. Great room style family room with hardwood, fireplace, soaring ceilings and over looked by 2nd floor balcony. Main bedroom features a tray ceiling with fan & large full bath w/ his/her vanities, toilet closet & jet tub! A Jack & Jill bath with skylite, double vanity serves 2nd & 3rd bedrooms. 4 BRs total. Convenient 2nd floor laundry, French doors from kitchen and LR lead to extra long deck. Private and very quiet location. 7 minutes to T station and Pike! Asking price reflects the deferred maintenance and updates this home requires to make it shine once again! See disclosures. Showings start Friday Sept 20th after 1pm
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $941 | $941 | $941 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,199 | $4,248 | $5,390 |
Total Monthly Payment | $5,232 | $5,281 | $6,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.