Expanded ranch with 2 large bedrooms and 2 full bathrooms in quiet neighborhood. Seller to install a brand new 3 bedroom septic system and will obtain a Title 5 compliance certificate for closing. Home is in need of your renovation ideas. Sizable living room greets you upon entry. Main bedroom has in-wall air conditioning. Newer walnut kitchen cabinets. Dining room features a lovely built-in glass cabinet and chandelier. Space galore featuring 2 fireplaces with wide stone chimney plus outdoor stone fireplace. Large breezeway vestibule can be utilized for expansion. Flagstone walkway leads to front door. Lots of closets. Water heater '16. Full unfinished basement with walk out. Old growth pines and mature landscaping. Vinyl siding. Gutters with copper down spouts. Spacious 2 car garage. Easy access to rtes 1, 93, 128 & 95. Close to all amenities, shopping, restaurants and groceries. In Fiduciary Trust. Seller has never lived in the property. Sold as is. No warranties. Offers 7/22 at 12.
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $584 | $584 | $584 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,285 | $3,323 | $4,217 |
Total Monthly Payment | $3,961 | $3,999 | $4,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.