This well-maintained, move-in ready property is located in the sought after 55+ community of Lakes Unit I. It has an attractive curb appeal and sits on a 67x100 lot in a NON-flood zone. It offers a bright, spacious plan that includes the following: screened front porch, entry door with side light, welcoming foyer, large living room, casual dining area, galley kitchen with closet pantry, master bedroom with private bath & double closets (1 walk-in), guest bedroom, hall bath, enclosed Florida Room with wall to wall windows, plus an oversized garage with washer & dryer. The abundant indoor living spaces with central kitchen make this home great for entertaining. Enjoy your morning coffee and evening glass of wine from your screened porch or rear Florida Room. Home also features the following updates: KITCHEN: re-painted cabinets with hardware, 33" stainless sink with faucet, and GE appliances, MASTER BATH: vanity, faucet, mirror, and toilet, HALL BATH: vanity, faucet, mirror, toilet and storage cabinet, INTERIOR: ceramic tile & luxury vinyl flooring, 5" baseboards, 6-panel interior doors with hardware, solid wood front door with tempered glass, window blinds, light fixtures, ceiling fans, PLUS fresh paint, EXTERIOR: porch lights and a shingle roof (2020). It is conveniently located footsteps from the community clubhouse where you find a tropical heated pool with paved sun deck, shuffleboard courts, large social hall, game room with library, and activities calendar. Monthly HOA fees are reasonable and include all recreational facilities, lawn care, pest control, cable & internet, PLUS underground utilities! The community is ideally located near grocery stores, restaurants, countless shopping hubs, and major thoroughfares to Tampa, St Pete, Clearwater, Gulfport, Dunedin, Safety Harbor, and the Gulf Beaches. This is a MUST SEE for buyers seeking an affordable move-in ready home with maintenance free living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $65 | $65 | $65 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,707 | $1,728 | $2,192 |
Total Monthly Payment | $1,847 | $1,868 | $2,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.